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May/0923
May/0923
What Did It Really Cost w/ Insurance?
Review costs for surgery, insurance, anesthesia, deductables, out-of-pocket expensives. BCBS of Michigan PPO for Verticle Sleeve Gastrectomy.
Duration : 0:7:5
[youtube 27I1RPPjJfI]
Review costs for surgery, insurance, anesthesia, deductables, out-of-pocket expensives. BCBS of Michigan PPO for Verticle Sleeve Gastrectomy.
Duration : 0:7:5
[youtube 27I1RPPjJfI]
8:10 pm on May 19th, 2009
ha ha I am sure he …
ha ha I am sure he wishes he did! No, there are alot of doctors around here who do this type of surgery so there are “deals” for patients who pay cash. I went to go to a Bariatric Center of Excellence Hospital (Trinity Medical Center in Carrollton) that was about an hour away from my house but that was ok to be able to get that price. I know for the same surgery if you had insurance, it was about $39,500. I only stayed 1 night and had no complications. They still have the same deal there.
8:10 pm on May 19th, 2009
Your doctor must …
Your doctor must have some ownership in the hopital to get it that cheap in the states. Good for you! I think every room they put me in must be $5,000 just to enter. Geesh!
8:10 pm on May 19th, 2009
I do love my washer …
I do love my washer and dryer. We dragged it here from MI. I like how you can have them side by side or stacked. I had a Bosch before but the opening was too small and it took forever to dry anything. I even had them out 3 times to look at it. And Bosch is suppose to be the cats meow. Uh-uh, I’ll take Duet anyday.
8:10 pm on May 19th, 2009
What’s a DRG system?
What’s a DRG system?
8:10 pm on May 19th, 2009
I responded to this …
I responded to this question twice. But it didn’t show up. If you didn’t get it, send me a message.
8:10 pm on May 19th, 2009
Isn’t it amazing? …
Isn’t it amazing? I should be a poster child for making it through all the hoops to have bariatric surgery.
8:10 pm on May 19th, 2009
The insurance …
The insurance company seems to be OK, it’s the doctors office and Anesthesiologist that is asking for more money from me. I haven’t heard back from the billing department yet. They are probably going “Oh-oh” right now.
8:10 pm on May 19th, 2009
The hospital …
The hospital charges are absolutely crazy. They did accept what the insurance company would allow. Maybe they ask for the stars but accept only the moon. I think the hospitals try to rip everyone off including the insurance companies.
8:10 pm on May 19th, 2009
My sleeve surgery …
My sleeve surgery was $11,990 in Texas because I paid cash. It included everything and all the follow-ups and any needed tests for a year.
8:10 pm on May 19th, 2009
I hope it works out …
I hope it works out in your favor! PS-We have the same washer and dryer. Don’t ya just love it?
8:10 pm on May 19th, 2009
The probably bill …
The probably bill based off a DRG system. MOst hospital’s do.
8:10 pm on May 19th, 2009
Oh what more are …
Oh what more are you going have to go through, after all the rig-a-ma-roll at the beginning & all the wait .. Now having your surgery done … Then this.. I certainly hope all gets straightened out for you & you get some pocket change back.. Take care keep safe…& btw my daughter says you’re very pretty… xo’s Kimberly & Family
8:10 pm on May 19th, 2009
I have the same …
I have the same dedutable, and already have meet that. why did you choose the sleeve?
8:10 pm on May 19th, 2009
the ins. co. just …
the ins. co. just doesnt bet that you will keep up with such payments. good going for being on top of all the bills. we will be also. thanks waves~~~
8:10 pm on May 19th, 2009
Yeah, isn’t it …
Yeah, isn’t it funny how vague ‘hosptial services’ is sometimes? It is astounding what they charge. Geesh. Thanks for sharing. I am sorry you are having these billing hiccups! Persistance and deep breathes, and phone calls.
8:10 pm on May 19th, 2009
But I was quoted …
But I was quoted $16,000 including EVERYTHING. I made sure of it. April only paid $10,000 in Houston. Maybe they are billing your isurance more for some reason…but that $41,000 for the hospital is outrageous. I wonder if they are justifying it based on the other little extra’s you had. Thank goodness for your insurance!
8:10 pm on May 19th, 2009
Sounds like you …
Sounds like you won’t have to pay hardly anything. That’s great!
8:10 pm on May 19th, 2009
I’m in GA. It’s …
I’m in GA. It’s the hospital that is so expensive!
8:10 pm on May 19th, 2009
Holy Cow! Over …
Holy Cow! Over $59,000? Really? I paid $10,500 in Mexico. Granted it was cash…but my doctor here quoted me $16,000 including everything….cash. Even with the little extras it should have been under $20,000. I know you had dosme extra procedures, but it sounds outrageously expensive to me. Where do you live?
8:10 pm on May 19th, 2009
With BCBS my …
With BCBS my deductable is 500 dollars and my co-pay is 1500 dollars. Once that is met then surgery is covered. The confusing part of this is in reality my deductable is only 250 and my co-pay 750 because where I work has contracted through a separate employee benefits agency and they reimburse half of the co-pay and deductable which is good.
8:10 pm on May 19th, 2009
Glad you found it …
Glad you found it helpful.
8:10 pm on May 19th, 2009
The problem is that …
The problem is that your surgeon’s office bill may not be the first one your insurance gets, so your insurance company applies the 20% to every bill it gets until you hit the $3,000. But since your surgeon insisted on it up front, you now get to deal with phone calls and hassles to get it all straightened out. Good luck with that!
8:10 pm on May 19th, 2009
I have bsbc of …
I have bsbc of georgia and I have 90% coverage but still waiting for insurance approval ! But thank you sharing that info it was helpful to me ! christine